Additional Services

Mechanical Breakdown Insurance

Don’t be left unprotected…The average family drives 18,000-20,000 miles per year. At that rate, your vehicle may be out of manufacturer’s warranty in less than 2 years. Don’t let your vehicle go unprotected after the warranty expires.

We find that we can save members substantial amounts of money over dealer prices. If you recently purchased any mechanical breakdown insurance (MBI), call us for a quote at 714-577-8454 x117 or contact us at loans@family1fcu.org. You car costs enough without adding unnecessary cost for MBI protection.

Guaranteed Asset Protection

If your car, truck, van, or SUV were stolen or totaled in an accident you may be faced with an expensive gap between the balance you owe on your auto loan and the cash value of your vehicle. Even with auto insurance, in the event of an auto disaster, there can still be a coverage gap totaling hundreds or thousands of dollars.

Eliminate the possibility of making payments for a car you no longer have by purchasing Guaranteed Asset Protection* (GAP).

Ask for GAP when you apply for any Family 1 FCU Auto Loan. To learn more about the credit union’s GAP protection, call (714) 577-8454 x117 or visit Family 1 FCU at 1454 N. Kraemer Blvd., Placentia, CA..

*This non-insurance product is not provided by NCUSIF. This protection is an agreement between the member and Family 1 Federal Credit Union.

Skip a Payment

Skip-A-Payment is available to all members who have a better use for the money and who have not incurred a late fee on their Family 1 loans in the past 12 months. Fixed rate Real Estate loans are not eligible for this program. Although the payment is skipped, interest continues to accrue.

To apply, print this page, complete the Skip a Payment application, sign and deliver it to Family 1. Forms can be mailed to: Family 1 FCU, Attn: Loan Department, P.O. Box 7722, Placentia, CA 92871-7722 or you may fax the form to (714) 993-1349.

Automatic Payment

Make your payments on time, every time, without having to worry about writing a check.

After all, if you wrote a check, then you’d have to worry about getting it to the post office on time. And you all know that it is not wise to leave checks for pickup in your mailbox — there are way too many crooks looking for ways to commit fraud on your account. But I digress… So you have to get the check to the post office and leave sufficient time for them to deliver it so that it reaches your loan on time.

With Family 1, you can forget all that hassle. Your payment will be transferred from your Family 1 savings, checking, money market, whatever, on the day it is due. Not earlier, not later — just when it’s due. All of Family 1′s loans may be paid by automatic transfer.

Want to know the best part? Many of Family 1′s loans offer discounted rates if you elect Direct Deposit and Automatic Payment. Imagine, making it this easy for you, and then offering a lower rate, too!

For more information on Automatic Payment, call us at (714) 577-8454 x117 or e-mail us at loans@family1fcu.org.

Autoland Car Buying Services

Autoland’s one stop car buying resource lets you research from a wide selection of makes, models, packages and options and determine which is best for you. You can calculate loan payment schedules and even shop from an ample selection of used cars at fair market prices. The credit union’s competitive loan rates and Autoland Resource Center makes your next new or used car, truck, van or SUV purchase easier than ever.