Deposit Rates

Savings Rates

Account Type Minimum Balance
to Earn Dividend
Dividend Rate APY* Term
Prime Shares $100 .10% .10% n/a
Personal Checking $10,000 .05% .05% n/a
Money Market – Tier 1 $2,500 .15% .15% n/a
Money Market – Tier 2 $10,000 .20% .20% n/a
Money Market – Tier 3 $25,000 .30% .30% n/a
Money Market – Tier 4 $50,000 .40% .40% n/a
Money Market – Tier 5 $100,000 .50% .50% n/a
Holiday Club $100 .20% .20% n/a
Accumulation IRA $250 .15% .15% n/a

Certificate Rates

Certificate Minimum Deposit Dividend Rate APY* TermĀ  (Months)
IRA- 1 Year $2000 .60% .60% 12
6 Month $2000 .30% .30% 6
1 Year $2000 .40% .40% 12
2 Year $2000 .50% .50% 24
3 Year $2000 1.25% 1.25% 36
4 Year $2000 1.50% 1.51% 48
5 Year $2000 1.75% 1.76% 60

*APY = Annual Percentage Yield. Minimum deposit as stated above. Rate Schedule states rates applicable to specified accounts. Rates subject to change; please contact us for current rate information.

Member accounts are insured by the National Credit Union Administration up to$250,000. Deposits in Individual Retirement Accounts (IRAs) are insured separately up to $250,000.